HDB Loan Calculator

When financing a new HDB, you can choose between a HDB loan or a bank loan. Find out which is better for you in the long-term.

ETF Comparisons

Which ETF should you invest in? See the annualised returns of popular ETFs after accounting for dividends & splits.

SRS Calculator

Contributing to an SRS account means missing out on returns from higher-growth investments elsewhere. Is the opportunity cost worth it? Use this calculator to find out.


I'm a hobbyist programmer who recently became more interested in personal finance. I create online finance tools to get some practice in web programming skills, and to give back to the personal finance community.

Questions or feedback? You can reach me at josh@cintrest.com